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Tuesday, 20 November 2007 |
By James Millner
 A couple years ago I was just an ordinary credit card user. I commonly paid my bills in full when they were due each month. On a trip to Europe I read in the airline magazine an offer for a major bank credit card with a 25,000 point gift for signing up for a travel credit card. I was concerned because they required a $50 annual fee which I was not used to shelling out. In any case I decided to pay the charge in hopes of being able to earn/get/obtain enough credits to make it worth my while.
My goal was to earn 120,000 points in one year to pay for two free tickets to the Caribbean. A strategy needed to be developed in order to accomplish this goal. On a piece of paper I wrote down all of the things that I ordinarily pay for by cash and for which I could pay for with a credit card. I was able to group these costs into lists. They included groceries, household expenses, university expenses for my children and travel |
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Last Updated ( Tuesday, 20 November 2007 )
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Monday, 19 November 2007 |
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By Angelknight
 Bad credit credit cards are good for individuals with less than stellar credit history or for those that do not yet have a credit rating. Bad credit credit cards are an excellent method for people with bad credit, or no credit history to improve their credit rating and to enjoy the benefits of credit cards.
Bad credit history may greatly affect your future credit card applications, at least for the next seven years down the road. We know that bad credit does not just target the lazy person, it holds no discrimination as to whom it will target and it will not. Plus, many of us understand bad credit can sometimes feel like the end of the world, but it does not have to be. With bad credit, getting approved for a standard credit card can be difficult, if not impossible, and it is tough to get any type of unsecured credit card with bad credit. If you have bad credit, you may be under the impression that you are not able to apply for a credit card. However, today we have bad |
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Last Updated ( Monday, 19 November 2007 )
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